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Basics of car insurance in Maryland

September 23rd, 2022

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In Maryland,Guest Posting car insurance laws require drivers to have at least the bare minimum of vehicle insurance coverage. To operate a vehicle without breaking the law in Maryland, drivers require minimum liability insurance, uninsured and underinsured motorist coverage, and personal injury protection. However, with different insurance providers offering different rates, it can be hard to choose the best car insurance in Maryland. Here, we’ll take a look at what’s required to find cheap car insurance in Maryland.

Unlike several states, Maryland’s auto insurance laws require drivers to carry uninsured coverage and personal injury protection (PIP) on top of the minimal liability coverage. Minimal liability insurance will include $30,000 bodily injury liability per person and $60,000 per accident. Additionally, you will require Property damage liability of $15,000 per accident and PIP of $2,500 per person.

The average car insurance rates in Maryland range from $758 for minimum coverage to $1,783 for maximum coverage per year. You may want to look at additional coverage for your vehicle. Comprehensive coverage or collision coverage compensates you for damage caused by a crash, theft, vandalism, or natural disaster, regardless of who is at fault. The best way to find cheap car insurance in Maryland is to shop around. We recommend getting quotes from at least three insurance providers to help consider the level of coverage you require without breaking the bank.

Best insurance companies in Maryland

With several car insurance companies licensed to operate in Maryland, picking the right one for your needs can get quite confusing. Fortunately, our team of researchers has combed through the various options to find the top 5 car insurance providers in Maryland. You could find cheap car insurance in Maryland from:

GEICO: GEICO is noted for its friendly customer service and affordable monthly premiums. Serious harm, collision, comprehensive, personal injury, property damage, and uninsured and underinsured driver coverage are all included in GEICO’s standard Maryland car insurance policy. Customers can choose to include provisions for emergency roadside assistance, rental reimbursement, and mechanical failure insurance in their policies.